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Personal Loans

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Personal Loans

Recent Articles

Should I Get a Personal Loan? When it is (and isn’t) a Good Idea

Used wisely, a personal loan can help cover gaps in your budget without putting your home or other assets at risk.

Personal Loans

How Do Personal Loans Work?

Before you apply for a personal loan, it's important to understand how they work. This guide explains all you need to know.

Personal Loans

Using a Personal Loan to Pay Off Credit Cards

One available option to pay off credit card debt it is to get a personal loan. Here, we'll explain this concept in detail.

Personal Loans

What to Know About Personal Loans

In this guide, we’ll discuss everything you need to know about personal loans, including where to get one and alternatives.

Personal Loans

Protecting Your Privacy

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© 2026 Navient Solutions, LLC. All rights reserved. Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Other logos are trademarks or service marks of their respective owners. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, and Earnest LLC are not sponsored by or agencies of the United States of America.

Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

Advertiser Disclosure:

Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Earnest personal loans are made by Earnest Operations LLC or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Student Loans:

Earnest loans are made by Earnest Operations LLC or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Earnest Operations, LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions, LLC.

Home and Auto Insurance:

Navient customers are invited to explore home and auto insurance offers through Savvy, a licensed insurance producer who instantly shops dozens of insurance companies to find you the best options. All insurance information is provided from, and underwriting is provided by, Savvy and its licensed insurance partners. Navient is not an insurer or insurance producer. 

Banking and Savings:

Navient customers are invited to consider savings account offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Savings account offers are made by participants in MoneyLion’s savings platform. MoneyLion is the technology platform powering financial services online.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Auto loan refinance offers are made by participants in MoneyLion’s lending platform. MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.