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Personal Loans

Recent Articles

Does Credit Score Affect Car Insurance?

Your credit score can impact your car insurance rate. Learn how credit-based insurance scores work, and what you can do about it.

Insurance

What Happens if I Default on a Loan?

Defaulting on a loan can have serious consequences. Learn how to avoid defaulting and what steps to take if it happens.

Finance 101

Which Debt Should I Pay Off First?

Pay off higher-interest debt first to save the most money over time. But if that sounds like too big of a challenge, try these other methods.

Finance 101

How to Budget When You’re Broke

It’s always smart to have a budget, especially when you’re tight on money. Read our guide to take your budgeting skills to the next level.

Finance 101

Can You Get a HELOC on an Investment Property?

It is possible to get a HELOC on investment property. However, qualifying for it can be more challenging than for a primary residence. Here’s what you need to know.

Personal Loans

Consolidating Debt With a Personal Loan

This financial strategy can give you the chance to simplify your debts and put you back in control. Learn whether this is the right solution for you.

Personal Loans

Why Are Personal Loan Rates So High? (Plus Tips on How to Lower Them)

Personal loan rates are usually high because they’re unsecured, meaning there’s no collateral. Learn how to secure a low rate on a personal loan.

Personal Loans

Should I buy a house or start a business?

Both options have unique perks, but this is a life-altering choice that will shape your financial future. Here’s what you need to consider.

Personal Loans

Should I take out a personal loan to start a business?

The answer is a little complicated. Here’s when it’s wise to take out a personal loan for business, and the key aspects to consider before you do so.

Personal Loans

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© 2025 Navient Solutions, LLC. All rights reserved. Navient and the Navient logo are registered service marks of Navient Solutions, LLC. Other logos are trademarks or service marks of their respective owners. Navient Corporation and its subsidiaries, including Navient Solutions, LLC, and Earnest LLC are not sponsored by or agencies of the United States of America.

Licenses: Navient Solutions, LLC - NMLS #212430 - Maine Loan Broker License # 212430, North Dakota Money Broker License MB103173.

Advertiser Disclosure:

Navient may receive compensation when you click on links associated with this Navient Marketplace. Navient is not being compensated for any application, quotation, or the purchase of any financial products.

Personal Loan:

Navient customers are invited to consider personal loan offers through our partner MoneyLion. Navient has not shared your information with MoneyLion and is not involved in the personal loan application process in any manner. All information is submitted directly to MoneyLion and any personal loan offers are made directly by participants in MoneyLion's lending platform. Engine by MoneyLion is the industry-leading embedded financial marketplace and independent subsidiary of MoneyLion Inc. ("MoneyLion") (NYSE:ML). Checking your rate will not affect your credit score. Eligibility is not guaranteed and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions.

Loan proceeds may not be used for postsecondary educational expenses, including refinancing federal or private student loans.

Student Loans:

Earnest loans are made by Earnest Operations LLC or One American Bank, Member FDIC, or FinWise Bank, Member FDIC. Earnest Operations LLC - NMLS #1204917, CA CFL license #6054788, 535 Mission St., Suite 1663, San Francisco, CA 94105. Earnest loans are serviced by Earnest Operations LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770).

NaviRefi:

NaviRefi loans are made by Earnest Operations LLC (NMLS #1204917), a member of the Navient family of companies, subject to individual approval and underwriting criteria. NaviRefi loans are serviced by Earnest Operations, LLC (NMLS #1204917) with support from Higher Education Loan Authority of the State of Missouri (MOHELA) (NMLS# 1442770). NaviRefi and NaviRefi logos are registered service marks of Navient Solutions, LLC.

Home and Auto Insurance:

@ 2024 Savvy Insurance LLC. Navient is not an insurer or insurance producer. Savvy is the licensed insurance producer supporting the Navient/Savvy program. All insurance information is provided from and underwriting is provided by Savvy and its licensed insurance partners.

Banking and Savings:

Navient customers are invited to consider savings offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Savings offers are made by participants in MoneyLion’s savings platform. MoneyLion is the technology platform powering financial services online.

Life Insurance:

Navient customers are invited to consider Life Insurance offers through our partner LeapLife. Navient has not shared your information with LeapLife. All information entered for Life Insurance will be transferred to LeapLife for the purpose of completing a life insurance quote, which is powered by MoneyLion. MoneyLion is the technology platform powering financial services online such as LeapLife.

Auto Refinance Loans:

Navient customers are invited to consider auto loan refinance offers through our partner MoneyLion. Navient has not shared your information with MoneyLion. Auto loan refinance offers are made by participants in MoneyLion’s lending platform. MoneyLion is the technology platform powering financial services online. Checking your rate will not affect your credit score.